Many homeowners may not be aware that they are responsible for exterior underground service and utility lines on their property. Damage to these lines can occur from a variety of sources (tree roots, animals, corrosion, freezing). Underground service line coverage extends coverage outside the home to replace or repair exterior service lines that fail or are damaged. Not all insurance companies provide this optional coverage, which is another reason that we, as an independent agency, can find the best fit for your needs.