What is Condo Insurance?
Condo insurance is a form of insurance that covers losses and damages to your condo or townhome along with furnishings and other assets in your home. Your Homeowners insurance consists of multiple coverages that provide protection in different situations and these coverages are not “one size fits all”. We work with you to ensure that coverages and deductibles match your needs. As an independent agency, we have numerous options to find the best fit for you.
Your condo association’s master insurance policy usually includes protection for the outer structure of your condo, including the roof, while your condo insurance policy provides protection for the “walls in” of your condo such as flooring, cabinetry, built-ins, stairs and other features of your home that are considered a permanent part of your condo or townhome unit. In addition, your policy provides protection for all of your personal belongings.