This coverage can protect your important home systems and property from the expensive repair or replacement costs of mechanical or electrical breakdown, rupture, explosion and more.  It is not meant to replace a warranty covering normal wear and tear.  Air conditioning systems, well pumps, dishwashers, heating systems, vacuum systems, washer and dryers, water heaters, ranges, and refrigerators are examples.  Not all insurance companies provide this optional coverage, which is another reason that we, as an independent agency, can find the best fit for your needs.